It's been seven days since my New Year's Resolutions officially started (actually it has been a little over two weeks but it is easier to count from the beginning of the year...). Here's how Ive done so far:

--regularly deposit $5 into my savings account whenever I go by the bank. So far have $77 (goal is $5000).
--pay cash only for all purchases (this is almost painful but I am much more aware of where I spend my money than when I use a credit or debit card).
--paid off the Macy's card.
--set up an automatic transfer to pay double payments on the home equity loan each month.
--generally saved money in a variety of way: bargain shopping and comparing prices, shaking out clothes after washing them and before putting them into the dryer so they dry faster and use less energy, not eating out, changing my habit of $4 Starbuck Frappacinos each day to buying milk and coffee ice cream and making them myself (at a cost of like $6 for 20 drinks!).

Overall I fell like Im doing pretty well. My next tasks are to write more freelance articles and apply for a freelance position with a local newspaper.