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Hubby's Back to Work

August 6th, 2006 at 09:46 pm

Hubby has been retired for more than ten years. Usually he will work at something that interests him for a couple of years then quit and hang around the house for a couple of years then get bored and go back to work, etc. Just last week he decided to work part time and I can see the (negative) impact on our finances already.

The money he makes is good but when you off-set that by the cost of uniforms, gas to get back and forth to work, "lunch" food (sandwich makings, etc), and services (I don't have the heart to ask him to do the yard when he has been working all day so I pay the neighbor kid to do it), I'm not at all sure it's worth it. I'm also pretty sure we will be in a higher tax bracket at the end of the year.

There's been some chat around the boards about a spouse choosing not to work. It really seems that in a lot of cases, it may make sense for only one spouse to work if the family can swing it. The value of a stay at home spouse is often discounted but when you add up the costs of both spouses working versus the cost savings of only one spouse working (ie: savings on day care, meals out, extra costs for food, clothing, gas and taxes not to mention the emotional/social factors that are involved) it may pay in the long run for one spouse to stay home!

2 Responses to “Hubby's Back to Work”

  1. ima saver Says:

    I use to work, but the only job I could get around here was waitressing, which meant I worked usually 7 nights a week. I was the head waitress, so if anyone called in sick, I had to work their shift too. That meant I usually worked from 10 am to 10 pm or later, 7 days a week. My husband asked me to quit working so that I could be home with him at night. So I did and I am glad. (I only made about $200 a week)

  2. Bookie Says:

    Working in retirement is sometimes an Alice-in-Wonderland experience. I took on a part-time management position for a small non-profit after I retired in 2001. Four years later, thanks to escalating gas prices, my effective income had dropped by a third! It was costing too much to commute and run the official errands to make the job worth it.

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